If I'd invested in silver since 2020
$1,000 put into silver at the end of 2020 would be worth about $1,106 today — a 1.11× return, or roughly 2.6% a year. Change the amount below to run your own number.
You'd have
$1,106
from $1,000 invested — up 11%.
The story behind the number
Silver since 2020 has been a fairly steady climb. $1,000 put in at the end of 2020 grew to $1,106 — a 1.11× return, or about 2.6% a year. The S&P 500 actually did better over the same years, turning that $1,000 into $1,984 — about 1.79× what this returned.
The ride mattered as much as the destination. The strongest single year was 2024, up 23%; the worst was 2021, down 12%.
Holding on took nerve: the position fell as much as 12% from its 2020 peak to its 2021 low, before climbing back above that high by 2024. Inflation takes a bite, too — consumer prices rose about 27% over the period, so in today's money the result is closer to 0.91× what you put in.
Common questions
- How much would I have if I'd invested $1,000 in silver in 2020?
- $1,000 invested in silver at the end of 2020 would be worth about $1,106 today — a 1.11× return, or roughly 2.6% per year.
- What were the best and worst years for silver since 2020?
- The best year was 2024, up about 23%. The toughest was 2021, when it fell about 12%. Across the window, 2 of 4 years finished lower than they started.
- What was the biggest drop along the way?
- The steepest decline was about 12%, from a peak in 2020 to a low in 2021, with the value recovering above its prior high by 2024.
- Would I have done better in S&P 500?
- Yes — the S&P 500 turned $1,000 into about $1,984, versus $1,106 for silver over the same window.
The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.
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