How much would I haveif…

If I'd invested in Microsoft since 2025

$1,000 put into Microsoft at the end of 2025 would be worth about $808 today — a 0.81× return, or roughly -40.1% a year. Change the amount below to run your own number.

You'd have

$808

from $1,000 invested down 19%.

Multiple0.81×
Per year-40.1%
In today's $$789
shares held2.07 shares
20252026

The story behind the number

Best year+10%2026
Worst year−13%2026
Steepest drop−23%2025→2026
vs S&P 5001.35× behindS&P 500 → $1,088

Microsoft since 2025 has been a remarkably smooth ride. $1,000 put in at the end of 2025 shrank to $808 — a 0.81× return, or about -40.1% a year. The S&P 500 actually did better over the same years, turning that $1,000 into $1,088 — about 1.35× what this returned.

The ride mattered as much as the destination. The strongest single year was 2026, up 10%; the worst was 2026, down 13%.

Holding on took nerve: the position fell as much as 23% from its 2025 peak to its 2026 low and had not fully reclaimed that peak by the end of the window. Inflation takes a bite, too — consumer prices rose about 2% over the period, so in today's money the result is closer to 0.79× what you put in.

Common questions

How much would I have if I'd invested $1,000 in Microsoft in 2025?
$1,000 invested in Microsoft at the end of 2025 would be worth about $808 today — a 0.81× return, or roughly -40.1% per year.
What were the best and worst years for Microsoft since 2025?
The best year was 2026, up about 10%. The toughest was 2026, when it fell about 13%. Across the window, 4 of 6 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 23%, from a peak in 2025 to a low in 2026, a level it had not fully recovered by the latest data.
Would I have done better in S&P 500?
Yes — the S&P 500 turned $1,000 into about $1,088, versus $808 for Microsoft over the same window.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare Microsoft head-to-head since 2025

More Microsoft scenarios

All Microsoft years →

What else, since 2025?