Vice · a habit, redirected
The index fund laughed last
Say you ape $100 a month into the latest coin. It's an assumption, not an average — here's the boring alternative.
$100 a month aped into memecoins, set aside since 2015
$12,700 spent
could have grown into
$27,393
in the S&P 500 · grew 2.16× · +116%
Let's be honest about the number first: there is no national average for what people ape into memecoins, so the hundred dollars a month here is a stated, tunable assumption — a round figure you can change on the page, not a measured statistic. What is well documented is the outcome: the large majority of retail memecoin wallets end underwater. So the thought experiment writes itself — that same assumed monthly spend, redirected into a broad index fund on the same schedule, for the same years.
The unglamorous part is that the growth came from the asset, not from any single moonshot. Put the boring one next to the exciting one head-to-head, or see where the whole field lands on the rankings.
The same $100/mo, across assets
Only assets with data for the whole window — no unearned head starts.
Not your number? Change the spend, the asset, or the year and watch it move.
You'd have
$27,393
from $12,700 set aside — up 116%.
— — — dashed line = total cash you put in
Common questions
- Is $100 a month a real average for memecoin spend?
- No — and we won't pretend otherwise. There's no reliable national average for memecoin spend, so $100/month is a stated, tunable assumption you can change on the page, not a measured statistic. The widely documented part is that most retail memecoin wallets end in losses.
- Where does the growth come from?
- From the asset, not from avoiding the coins. Redirecting the assumed spend is the only move; the market does the compounding. It's a historical what-if on past prices, not a prediction or advice.