Everyday · a habit, redirected
The delivery markup, invested
The fees, the service charge, the tip on top — about $28 a week in markup. Here's what that premium could have become.
$28 a week in delivery markup, set aside since 2015
$15,462 spent
could have grown into
$33,351
in the S&P 500 · grew 2.16× · +116%
The food isn't the cost — the markup is. Delivery fees, the service charge, the inflated menu price and the tip can quietly double a $9 meal. Across a couple of orders a week, that's roughly twenty-eight dollars of pure premium. This indicts the habit, not you: convenience is worth something. The question is only what that premium could have done if it had compounded instead.
As ever, the asset did the growing. To compare a few, open the head-to-head page, or read how returns are measured in plain English.
The same $122/mo, across assets
Only assets with data for the whole window — no unearned head starts.
Not your number? Change the spend, the asset, or the year and watch it move.
You'd have
$33,351
from $15,462 set aside — up 116%.
— — — dashed line = total cash you put in
Common questions
- Is this saying I should never order in?
- Not at all — convenience has real value. It only isolates the markup (fees, service, tip) and shows what that slice could have grown into if it were invested instead of spent.
- How is the weekly figure chosen?
- It's an illustrative ~$28/week — roughly the premium on a couple of delivery orders. You can set your own number with the interactive control on the page.