How much would I haveif…

If I'd invested in gold since 2005

$1,000 put into gold at the end of 2005 would be worth about $8,144 today — a 8.14× return, or roughly 10.8% a year. Change the amount below to run your own number.

You'd have

$8,144

from $1,000 invested up 714%.

Multiple8.14×
Per year10.8%
In today's $$4,831
ounces held1.93 ounces
20052026

The story behind the number

Best year+13%2026
Worst year−17%2008
Steepest drop−42%2011→2015
vs S&P 5001.37× aheadS&P 500 → $5,957

Gold since 2005 has been a remarkably smooth ride. $1,000 put in at the end of 2005 grew to $8,144 — a 8.14× return, or about 10.8% a year. That beat the S&P 500, which turned the same $1,000 into $5,957 — you'd have come out roughly 1.37× ahead of simply buying the index.

The ride mattered as much as the destination. The strongest single year was 2026, up 13%; the worst was 2008, down 17%.

Holding on took nerve: the position fell as much as 42% from its 2011 peak to its 2015 low, before climbing back above that high by 2016. Inflation takes a bite, too — consumer prices rose about 69% over the period, so in today's money the result is closer to 4.83× what you put in.

Common questions

How much would I have if I'd invested $1,000 in gold in 2005?
$1,000 invested in gold at the end of 2005 would be worth about $8,144 today — a 8.14× return, or roughly 10.8% per year.
What were the best and worst years for gold since 2005?
The best year was 2026, up about 13%. The toughest was 2008, when it fell about 17%. Across the window, 115 of 246 years finished lower than they started.
What was the biggest drop along the way?
The steepest decline was about 42%, from a peak in 2011 to a low in 2015, with the value recovering above its prior high by 2016.
Would I have done better in S&P 500?
No — the S&P 500 turned $1,000 into about $5,957 over the same window, while gold reached $8,144. Gold came out ahead.

The chart above shows the whole journey, not just the destination. Try switching to a bit each year to see how spreading your buying would have changed the outcome — or skip the latte to find out what a small daily habit could have grown into instead.

Compare gold head-to-head since 2005

More gold scenarios

All gold years →

What else, since 2005?